Texas pay stub generator
Texas has no state income tax, so the stub shows federal withholding and FICA without a state withholding line. Use the preview to check gross pay, deductions, YTD totals, and net pay before buying the clean PDF.
Create your pay stubTexas tax overview
Tax structure
Texas has no state income tax. Residents only pay federal income tax and FICA taxes.
Top tax rate
0%
No state income tax burden on earnings.
Important notes
Texas has no state or local income tax. State unemployment tax is owed by the employer and does not show on the stub.
2026 Texas income tax rates
Texas has no state income tax, so there is no state withholding line on your pay stub. You still pay federal income tax and FICA (Social Security and Medicare) on your wages.
2026 rates, single-filer schedule — the same tax tables our generator uses. Confirm against the Texas revenue department before filing; your withholding shifts with filing status, deductions, and credits.
What's included in your Texas pay stub
Federal income tax
Federal withholding is calculated from the gross pay, pay frequency, filing status, and deduction details you enter.
Texas state income tax
Since Texas has no state income tax, your stub shows $0.00 for state income tax withholding.
FICA taxes
Social Security and Medicare are shown as separate lines. 1099 contractor stubs show gross pay with no tax withheld.
Deductions & year-to-date
Show health insurance, retirement, and other deduction lines, plus YTD totals derived from the pay-period inputs.
Sample Texas paycheck on a $60,000 salary
Single filer, bi-weekly pay (26 paychecks/year), no W-4 adjustments. Numbers come from the same calculator that generates your stub — see the pay-stub creator to plug in your own figures.
| Line | Per paycheck |
|---|---|
| Gross pay | $2,307.69 |
| Federal income tax | −$193.08 |
| Texas state income tax | $0.00 |
| Social Security (6.2%) | −$143.08 |
| Medicare (1.45%) | −$33.46 |
| Net pay (take-home) | $1,938.07 |
Annualized, that's about $50,390 in take-home pay on a $60,000 salary — with no Texas state income tax line on the stub at all. Numbers assume the 2026 IRS withholding tables and Texas's no-state-income-tax status; your actual withholding will shift with filing status, W-4 adjustments, pre-tax deductions, and YTD wages.
Where a Texas stub fits
Loan applications
Use a current pay-period summary alongside bank statements, employer records, tax returns, or invoices so the reviewer can reconcile the numbers.
Mortgage approval
A mortgage file usually relies on tax returns, bank statements, credit, and debts. A stub can organize the recent income piece.
Rental applications
Property managers may ask for recent income periods. Use consecutive stubs that match deposits or payroll records.
Self-employment & freelance
Freelancers & self-employed individuals in Texas can summarize invoice, platform, deposit, or business records in a payroll-style layout.
Create a Texas pay stub preview
Generate the watermarked preview first. Pay $2.49 for the clean PDF only when the state tax line, deductions, YTD totals, and net pay match your records.
Create your pay stubYear-end forms
When the year closes, the same figures feed a Texas employee's W-2 or a contractor's 1099-NEC. Preview is free; the clean PDF is $4.99 per form, or included with a subscription.
Texas pay stub FAQs
- Does Texas have a state income tax?
- No. Texas does not levy a state income tax, so your pay stub shows no state withholding line. You still pay federal income tax and FICA (Social Security and Medicare).
- What taxes are withheld on a Texas pay stub?
- A Texas pay stub itemizes federal income tax, Social Security (6.2%), and Medicare (1.45%), with no state income tax line. Year-to-date totals for each line are included.
- Are employers required to provide a pay stub in Texas?
- Texas's earnings-statement rule sits in the Texas Minimum Wage Act (Labor Code §62.003): a signed statement each pay period with the employee's name, rate of pay, total pay, each deduction and its purpose, net pay, and hours worked or units produced. But §62.151 says the chapter does not apply to anyone covered by the federal Fair Labor Standards Act, which is most Texas employers, so for them there is no state stub mandate. Texas has no state income tax, so a correct Texas stub shows federal withholding and FICA with no state withholding line — a blank there is right, not an error.
- What is the take-home pay on a $60,000 salary in Texas?
- A single filer earning $60,000 in Texas takes home about $50,390 per year after federal tax, FICA — roughly $1,938.07 per bi-weekly paycheck. Your actual figure varies with filing status, deductions, and W-4 elections.
- Can I use a Texas pay stub as proof of income?
- A Texas pay stub can support an apartment, loan, or mortgage file when it reflects real earnings and matches the records behind it. Reviewers may still ask for bank statements, tax returns, employer records, invoices, or other source documents.
Texas pay stub requirements
No state pay stub requirement
How often wages must be paid
Employees exempt from FLSA overtime must be paid at least monthly; everyone else at least twice a month.
Sources
- Texas Labor Code §62.003 — Earnings statement
- Texas Labor Code §62.151 — Person covered by federal act
- U.S. Department of Labor — State payday requirements
Summarized from the sources above for general information. Wage statement law changes — verify against the primary source before relying on it. This is not legal advice.
Generating pay stubs in a nearby state?
Tax rules vary from one state to the next. Pick the right calculator for the state where the work was performed.