Georgia pay stub generator
Create a Georgia pay-stub PDF with flat state income tax handling, federal withholding, FICA, deductions, YTD totals, and net pay. The stub should match the income records behind it.
Create your pay stubGeorgia tax overview
Tax structure
Georgia's flat income tax rate is 4.99% for 2026, down from 5.19% and retroactive to January 1, applied to all income levels. The state offers standard deductions and tax credits.
Top tax rate
4.99%
Maximum state income tax rate for Georgia residents.
Important notes
The calculator applies the supported Georgia tax lines for the pay period you enter. See below for what appears on the stub.
2026 Georgia income tax rates
Georgia levies a flat income tax of 4.99% on all taxable income, regardless of how much you earn, after a withholding standard deduction of $15,000.
2026 rates, single-filer schedule — the same tax tables our generator uses. Confirm against the Georgia revenue department before filing; your withholding shifts with filing status, deductions, and credits.
What's included in your Georgia pay stub
Federal income tax
Federal withholding is calculated from the gross pay, pay frequency, filing status, and deduction details you enter.
Georgia state income tax
flat state income tax handling for Georgia, based on the supported current bracket or rate schedule.
FICA taxes
Social Security and Medicare are shown as separate lines. 1099 contractor stubs show gross pay with no tax withheld.
Deductions & year-to-date
Show health insurance, retirement, and other deduction lines, plus YTD totals derived from the pay-period inputs.
Sample Georgia paycheck on a $60,000 salary
Single filer, bi-weekly pay (26 paychecks/year), no W-4 adjustments. Numbers come from the same calculator that generates your stub — see the pay-stub creator to plug in your own figures.
| Line | Per paycheck |
|---|---|
| Gross pay | $2,307.69 |
| Federal income tax | −$193.08 |
| Georgia state income tax | −$86.37 |
| Social Security (6.2%) | −$143.08 |
| Medicare (1.45%) | −$33.46 |
| Net pay (take-home) | $1,851.70 |
Annualized, that's about $48,144 in take-home pay on a $60,000 salary — with roughly $2,246 going to Georgia state income tax over the year. Numbers assume the 2026 IRS withholding tables and Georgia's flat rate schedule (top rate 4.99%); your actual withholding will shift with filing status, W-4 adjustments, pre-tax deductions, and YTD wages.
Where a Georgia stub fits
Loan applications
Use a current pay-period summary alongside bank statements, employer records, tax returns, or invoices so the reviewer can reconcile the numbers.
Mortgage approval
A mortgage file usually relies on tax returns, bank statements, credit, and debts. A stub can organize the recent income piece.
Rental applications
Property managers may ask for recent income periods. Use consecutive stubs that match deposits or payroll records.
Self-employment & freelance
Freelancers & self-employed individuals in Georgia can summarize invoice, platform, deposit, or business records in a payroll-style layout.
Create a Georgia pay stub preview
Generate the watermarked preview first. Pay $2.49 for the clean PDF only when the state tax line, deductions, YTD totals, and net pay match your records.
Create your pay stubYear-end forms
When the year closes, the same figures feed a Georgia employee's W-2 or a contractor's 1099-NEC. Preview is free; the clean PDF is $4.99 per form, or included with a subscription.
Georgia pay stub FAQs
- Does Georgia have a state income tax?
- Yes. Georgia applies a flat 4.99% state income tax to taxable income, in addition to federal income tax and FICA.
- What taxes are withheld on a Georgia pay stub?
- A Georgia pay stub itemizes federal income tax, Social Security (6.2%), and Medicare (1.45%), plus Georgia state income tax. Year-to-date totals for each line are included.
- Are employers required to provide a pay stub in Georgia?
- Georgia does not require employers to provide a pay stub. As in Florida, federal FLSA recordkeeping obligations still apply, and most employers issue statements regardless. Georgia applies a flat state income tax, so the state line on a Georgia stub is a single rate rather than a bracket calculation.
- What is the take-home pay on a $60,000 salary in Georgia?
- A single filer earning $60,000 in Georgia takes home about $48,144 per year after federal tax, FICA, and state income tax — roughly $1,851.70 per bi-weekly paycheck. Your actual figure varies with filing status, deductions, and W-4 elections.
- Can I use a Georgia pay stub as proof of income?
- A Georgia pay stub can support an apartment, loan, or mortgage file when it reflects real earnings and matches the records behind it. Reviewers may still ask for bank statements, tax returns, employer records, invoices, or other source documents.
Georgia pay stub requirements
No state pay stub requirement
How often wages must be paid
Wages must be paid at least semi-monthly.
Sources
- U.S. DOL Fact Sheet 21 — FLSA recordkeeping requirements
- U.S. Department of Labor — State payday requirements
Summarized from the sources above for general information. Wage statement law changes — verify against the primary source before relying on it. This is not legal advice.
Generating pay stubs in a nearby state?
Tax rules vary from one state to the next. Pick the right calculator for the state where the work was performed.