1099 contractor pay stubs
Contractor income documentation
Contractors do not get employer-issued stubs, but reviewers still ask for a compact income document. Build a contractor stub from real project pay, invoices, and bank deposits, with no tax withheld, as 1099 pay should show.
Create your pay stubFeatures built for 1099 contractors
Custom rate calculations
Enter an hourly rate or a fixed fee per pay period, and show the gross pay basis clearly on the stub.
No tax withheld
Record gross contractor pay for the period with no tax withheld — 1099 stubs deliberately show zero federal, state, Social Security and Medicare lines, because payers don't withhold on contractor payments. Self-employment tax is not estimated.
Honest supporting document
Use the PDF as a summary that should match your 1099s, tax filings, contracts, platform exports, and bank deposits.
Where contractor stubs fit
Business loan applications
Give a lender a current-period income summary they can compare with statements, returns, and business records.
Home ownership
Mortgage underwriters weigh tax returns, bank statements, debts, and credit. A contractor stub can organize the current pay-period piece of that file.
Apartment rentals
Create consecutive contractor stubs when a property manager wants recent income in a payroll-style format.
Business documentation
Keep a period-by-period record of gross pay, deductions, and net income for your own review.
Year-end forms
If you are the one paying contractors, the 1099-NEC recipient copies come from the same tool. Preview is free; the clean PDF is $4.99 per form, or included with a subscription.
Build a 1099 income summary
Preview the full stub first. Buy the clean PDF only after the numbers match your records.
Create your pay stub