Ohio pay stub generator
Create a Ohio pay-stub PDF with progressive state income tax handling, federal withholding, FICA, deductions, YTD totals, and net pay. The stub should match the income records behind it.
Create your pay stubOhio tax overview
Tax structure
Ohio has a progressive state income tax. The 2026 bracket table below is generated from the same engine that calculates your stub. The state allows standard deductions.
Top tax rate
2.75%
Maximum state income tax rate for Ohio residents.
Important notes
The calculator applies the supported Ohio tax lines for the pay period you enter. See below for what appears on the stub.
2026 Ohio income tax rates
Ohio uses a progressive income tax. Below are the 2026 marginal brackets for a single filer — each rate applies only to the income that falls within that band, after applicable state exemptions. Married-filing-jointly brackets are generally wider.
| Taxable income (single filer) | Marginal rate |
|---|---|
| Up to $26,050 | 0% |
| $26,050 and up | 2.75% |
Local & payroll taxes: Many Ohio municipalities levy a local income tax, averaging about 2%. Local income tax isn't calculated — add it as a post-tax deduction.
2026 rates, single-filer schedule — the same tax tables our generator uses. Confirm against the Ohio revenue department before filing; your withholding shifts with filing status, deductions, and credits.
What's included in your Ohio pay stub
Federal income tax
Federal withholding is calculated from the gross pay, pay frequency, filing status, and deduction details you enter.
Ohio state income tax
progressive state income tax handling for Ohio, based on the supported current bracket or rate schedule.
FICA taxes
Social Security and Medicare are shown as separate lines. 1099 contractor stubs show gross pay with no tax withheld.
Deductions & year-to-date
Show health insurance, retirement, and other deduction lines, plus YTD totals derived from the pay-period inputs.
Sample Ohio paycheck on a $60,000 salary
Single filer, bi-weekly pay (26 paychecks/year), no W-4 adjustments. Numbers come from the same calculator that generates your stub — see the pay-stub creator to plug in your own figures.
| Line | Per paycheck |
|---|---|
| Gross pay | $2,307.69 |
| Federal income tax | −$193.08 |
| Ohio state income tax | −$48.68 |
| Social Security (6.2%) | −$143.08 |
| Medicare (1.45%) | −$33.46 |
| Net pay (take-home) | $1,889.39 |
Annualized, that's about $49,124 in take-home pay on a $60,000 salary — with roughly $1,266 going to Ohio state income tax over the year. Numbers assume the 2026 IRS withholding tables and Ohio's progressive rate schedule (top rate 2.75%); your actual withholding will shift with filing status, W-4 adjustments, pre-tax deductions, and YTD wages.
Where a Ohio stub fits
Loan applications
Use a current pay-period summary alongside bank statements, employer records, tax returns, or invoices so the reviewer can reconcile the numbers.
Mortgage approval
A mortgage file usually relies on tax returns, bank statements, credit, and debts. A stub can organize the recent income piece.
Rental applications
Property managers may ask for recent income periods. Use consecutive stubs that match deposits or payroll records.
Self-employment & freelance
Freelancers & self-employed individuals in Ohio can summarize invoice, platform, deposit, or business records in a payroll-style layout.
Create a Ohio pay stub preview
Generate the watermarked preview first. Pay $2.49 for the clean PDF only when the state tax line, deductions, YTD totals, and net pay match your records.
Create your pay stubYear-end forms
When the year closes, the same figures feed a Ohio employee's W-2 or a contractor's 1099-NEC. Preview is free; the clean PDF is $4.99 per form, or included with a subscription.
Ohio pay stub FAQs
- Does Ohio have a state income tax?
- Yes. Ohio has a progressive state income tax topping out at 2.75%, charged on top of federal income tax and FICA (Social Security and Medicare).
- What taxes are withheld on a Ohio pay stub?
- A Ohio pay stub itemizes federal income tax, Social Security (6.2%), and Medicare (1.45%), plus Ohio state income tax. Year-to-date totals for each line are included.
- Are employers required to provide a pay stub in Ohio?
- Ohio only recently joined the states that mandate a pay stub. The Pay Stub Protection Act took effect on April 9, 2025 and added section 4113.14 to the Revised Code, requiring every Ohio employer to provide a written or electronic statement on each regular payday. Before it, Ohio had no wage-statement requirement at all — so guidance written earlier than 2025 is out of date on this point.
- What is the take-home pay on a $60,000 salary in Ohio?
- A single filer earning $60,000 in Ohio takes home about $49,124 per year after federal tax, FICA, and state income tax — roughly $1,889.39 per bi-weekly paycheck. Your actual figure varies with filing status, deductions, and W-4 elections.
- Can I use a Ohio pay stub as proof of income?
- A Ohio pay stub can support an apartment, loan, or mortgage file when it reflects real earnings and matches the records behind it. Reviewers may still ask for bank statements, tax returns, employer records, invoices, or other source documents.
Ohio pay stub requirements
Pay stub required by state law
What the statute requires on the statement
- Employee name and address
- Employer name
- Total gross wages for the pay period
- Total net wages for the pay period
- The amount and purpose of each addition to, or deduction from, wages
- The date of payment and the pay period it covers
- For hourly employees: total hours worked, the hourly wage rate, and hours worked in excess of 40 in one workweek
How often wages must be paid
Wages must be paid at least semi-monthly.
Sources
- Ohio Revised Code §4113.14 — Pay Stub Protection Act
- Littler — Ohio's Pay Stub Protection Act: what employers need to know
- U.S. Department of Labor — State payday requirements
Summarized from the sources above for general information. Wage statement law changes — verify against the primary source before relying on it. This is not legal advice.
Generating pay stubs in a nearby state?
Tax rules vary from one state to the next. Pick the right calculator for the state where the work was performed.