Pay Stubs for Income Verification
What mortgage lenders, landlords and auto lenders compare a pay stub against.
Lenders and landlords rarely take a pay stub on its own. They check it against bank deposits, tax returns and, often, a call to the employer. These articles cover what each kind of reviewer looks for on a stub and how to put together documents whose numbers agree.
Articles and tools in this topic
Pay Stubs for Mortgage Applications: Complete Guide
30-day stub requirements, how lenders verify employment, and what trips up most mortgage applicants.
How to Create a Pay Stub for an Apartment Rental Application
What landlords expect, the 3x-rent rule, and how to document income for competitive rental markets.
How to Get a Loan With Check Stubs
Personal, auto, and small consumer loans — what lenders verify on a pay stub and how many stubs you need.
Pay Stubs for a Car Loan: What Auto Lenders Check
The back-end DTI finance offices run with the new payment included, income floors, stub recency, and what 1099 buyers bring.
How to Verify a Pay Stub Is Real
Written for lenders and landlords — but also useful for borrowers who want to know what underwriting is checking.
Is It Legal to Make Pay Stubs? Legal Uses vs. Fraud
Creating your own stub is legal when the numbers are real; presenting an inflated one to a lender or landlord is fraud. Where the line sits.
Rental verification landing
Paystub Pilot's apartment-rental income verification page with templates designed for landlord acceptance.
Proof of income for the self-employed
Pay stub PDFs for self-employed income, with YTD totals, for rental, loan and verification packets.
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