Michigan pay stub generator
Create a Michigan pay-stub PDF with flat state income tax handling, federal withholding, FICA, deductions, YTD totals, and net pay. The stub should match the income records behind it.
Create your pay stubMichigan tax overview
Tax structure
Michigan has a flat 4.25% state income tax rate applied to all income levels.
Top tax rate
4.25%
Maximum state income tax rate for Michigan residents.
Important notes
The calculator applies the supported Michigan tax lines for the pay period you enter. See below for what appears on the stub.
2026 Michigan income tax rates
Michigan levies a flat income tax of 4.25% on all taxable income, regardless of how much you earn, after a withholding standard deduction of $5,900.
Local & payroll taxes: Several Michigan cities levy a local income tax (for example, Detroit at 2.4% for residents). Local income tax isn't calculated — add it as a post-tax deduction.
2026 rates, single-filer schedule — the same tax tables our generator uses. Confirm against the Michigan revenue department before filing; your withholding shifts with filing status, deductions, and credits.
What's included in your Michigan pay stub
Federal income tax
Federal withholding is calculated from the gross pay, pay frequency, filing status, and deduction details you enter.
Michigan state income tax
flat state income tax handling for Michigan, based on the supported current bracket or rate schedule.
FICA taxes
Social Security and Medicare are shown as separate lines. 1099 contractor stubs show gross pay with no tax withheld.
Deductions & year-to-date
Show health insurance, retirement, and other deduction lines, plus YTD totals derived from the pay-period inputs.
Sample Michigan paycheck on a $60,000 salary
Single filer, bi-weekly pay (26 paychecks/year), no W-4 adjustments. Numbers come from the same calculator that generates your stub — see the pay-stub creator to plug in your own figures.
| Line | Per paycheck |
|---|---|
| Gross pay | $2,307.69 |
| Federal income tax | −$193.08 |
| Michigan state income tax | −$88.43 |
| Social Security (6.2%) | −$143.08 |
| Medicare (1.45%) | −$33.46 |
| Net pay (take-home) | $1,849.64 |
Annualized, that's about $48,091 in take-home pay on a $60,000 salary — with roughly $2,299 going to Michigan state income tax over the year. Numbers assume the 2026 IRS withholding tables and Michigan's flat rate schedule (top rate 4.25%); your actual withholding will shift with filing status, W-4 adjustments, pre-tax deductions, and YTD wages.
Where a Michigan stub fits
Loan applications
Use a current pay-period summary alongside bank statements, employer records, tax returns, or invoices so the reviewer can reconcile the numbers.
Mortgage approval
A mortgage file usually relies on tax returns, bank statements, credit, and debts. A stub can organize the recent income piece.
Rental applications
Property managers may ask for recent income periods. Use consecutive stubs that match deposits or payroll records.
Self-employment & freelance
Freelancers & self-employed individuals in Michigan can summarize invoice, platform, deposit, or business records in a payroll-style layout.
Create a Michigan pay stub preview
Generate the watermarked preview first. Pay $2.49 for the clean PDF only when the state tax line, deductions, YTD totals, and net pay match your records.
Create your pay stubYear-end forms
When the year closes, the same figures feed a Michigan employee's W-2 or a contractor's 1099-NEC. Preview is free; the clean PDF is $4.99 per form, or included with a subscription.
Michigan pay stub FAQs
- Does Michigan have a state income tax?
- Yes. Michigan applies a flat 4.25% state income tax to taxable income, in addition to federal income tax and FICA.
- What taxes are withheld on a Michigan pay stub?
- A Michigan pay stub itemizes federal income tax, Social Security (6.2%), and Medicare (1.45%), plus Michigan state income tax. Year-to-date totals for each line are included.
- Are employers required to provide a pay stub in Michigan?
- Michigan's Payment of Wages and Fringe Benefits Act (MCL 408.479) requires employers to furnish, with each payment of wages, a statement of the hours worked, the gross wages paid, the pay period being paid and a separate itemisation of deductions. Several Michigan cities also levy their own income tax — Detroit at 2.4% for residents is the largest — so a stub for work performed in one of those cities may legitimately carry a local withholding line.
- What is the take-home pay on a $60,000 salary in Michigan?
- A single filer earning $60,000 in Michigan takes home about $48,091 per year after federal tax, FICA, and state income tax — roughly $1,849.64 per bi-weekly paycheck. Your actual figure varies with filing status, deductions, and W-4 elections.
- Can I use a Michigan pay stub as proof of income?
- A Michigan pay stub can support an apartment, loan, or mortgage file when it reflects real earnings and matches the records behind it. Reviewers may still ask for bank statements, tax returns, employer records, invoices, or other source documents.
Michigan pay stub requirements
Pay stub required by state law
What the statute requires on the statement
- Hours worked
- Gross wages paid
- Identification of the pay period for which payment is being made
- A separate itemization of deductions
How often wages must be paid
Required payday frequency depends on the occupation and the schedule the employer has established.
Sources
- Michigan Legislature — MCL 408.479 (Payment of Wages and Fringe Benefits Act)
- U.S. Department of Labor — State payday requirements
Summarized from the sources above for general information. Wage statement law changes — verify against the primary source before relying on it. This is not legal advice.
Generating pay stubs in a nearby state?
Tax rules vary from one state to the next. Pick the right calculator for the state where the work was performed.