Minnesota Pay Stub Generator
Create a Minnesota pay-stub PDF with progressive state income tax handling, federal withholding, FICA, deductions, YTD totals, and net pay. The stub should match the income records behind it.
Create Your Minnesota Pay StubMinnesota Tax Overview
Tax Structure
Minnesota has a progressive state income tax with rates from 5.35% to 10.85%. The state offers standard deductions.
Top Tax Rate
10.85%
Maximum state income tax rate for Minnesota residents.
Important Notes
The calculator applies the supported Minnesota tax lines for the pay period you enter. See below for what appears on the stub.
2026 Minnesota Income Tax Rates
Minnesota uses a progressive income tax. Below are the 2026 marginal brackets for a single filer — each rate applies only to the income that falls within that band, after the state standard deduction of $15,300. Married-filing-jointly brackets are generally wider.
| Taxable income (single filer) | Marginal rate |
|---|---|
| Up to $33,310 | 5.35% |
| $33,310 – $109,430 | 6.8% |
| $109,430 – $203,150 | 7.85% |
| $203,150 and up | 9.85% |
2026 rates, single-filer schedule — the same tax tables our generator uses. Confirm against the Minnesota revenue department before filing; your withholding shifts with filing status, deductions, and credits.
What's Included in Your Minnesota Pay Stub
Federal Income Tax
Federal withholding is calculated from the gross pay, pay frequency, filing status, and deduction details you enter.
Minnesota State Income Tax
progressive state income tax handling for Minnesota, based on the supported current bracket or rate schedule.
FICA Taxes
Social Security and Medicare are shown as separate lines, with self-employment treatment available for 1099-style income.
Deductions & Year-to-Date
Show health insurance, retirement, and other deduction lines, plus YTD totals derived from the pay-period inputs.
Sample Minnesota Paycheck on a $60,000 Salary
Single filer, bi-weekly pay (26 paychecks/year), no W-4 adjustments. Numbers come from the same calculator that generates your stub — see the pay-stub creator to plug in your own figures.
| Line | Per Paycheck |
|---|---|
| Gross pay | $2,307.69 |
| Federal income tax | −$193.08 |
| Minnesota state income tax | −$98.33 |
| Social Security (6.2%) | −$143.08 |
| Medicare (1.45%) | −$33.46 |
| Net pay (take-home) | $1,839.74 |
Annualised, that's about $47,833 in take-home pay on a $60,000 salary — with roughly $2,557 going to Minnesota state income tax over the year. Numbers assume the 2026 IRS withholding tables and Minnesota's progressive rate schedule (top rate 10.85%); your actual withholding will shift with filing status, W-4 adjustments, pre-tax deductions, and YTD wages.
Where a Minnesota Stub Fits
Loan Applications
Use a current pay-period summary alongside bank statements, employer records, tax returns, or invoices so the reviewer can reconcile the numbers.
Mortgage Approval
A mortgage file usually relies on tax returns, bank statements, credit, and debts. A stub can organize the recent income piece.
Rental Applications
Property managers may ask for recent income periods. Use consecutive stubs that match deposits or payroll records.
Self-Employment & Freelance
Freelancers & self-employed individuals in Minnesota can summarize invoice, platform, deposit, or business records in a payroll-style layout.
Create a Minnesota Pay Stub Preview
Generate the watermarked preview first. Pay $2.49 for the clean PDF only when the state tax line, deductions, YTD totals, and net pay match your records.
Create PreviewMinnesota Pay Stub FAQs
- Does Minnesota have a state income tax?
- Yes. Minnesota has a progressive state income tax topping out at 10.85%, charged on top of federal income tax and FICA (Social Security and Medicare).
- What taxes are withheld on a Minnesota pay stub?
- A Minnesota pay stub itemises federal income tax, Social Security (6.2%), and Medicare (1.45%), plus Minnesota state income tax. Year-to-date totals for each line are included.
- What is the take-home pay on a $60,000 salary in Minnesota?
- A single filer earning $60,000 in Minnesota takes home about $47,833 per year after federal tax, FICA, and state income tax — roughly $1,839.74 per bi-weekly paycheck. Your actual figure varies with filing status, deductions, and W-4 elections.
- Can I use a Minnesota pay stub as proof of income?
- A Minnesota pay stub can support an apartment, loan, or mortgage file when it reflects real earnings and matches the records behind it. Reviewers may still ask for bank statements, tax returns, employer records, invoices, or other source documents.
Generating Pay Stubs in a Nearby State?
Tax rules vary from one state to the next. Pick the right calculator for the state where the work was performed.