Indiana pay stub generator
Create a Indiana pay-stub PDF with flat state income tax handling, federal withholding, FICA, deductions, YTD totals, and net pay. The stub should match the income records behind it.
Create your pay stubIndiana tax overview
Tax structure
Indiana has a flat 2.95% state income tax rate applied to all income levels.
Top tax rate
2.95%
Maximum state income tax rate for Indiana residents.
Important notes
The calculator applies the supported Indiana tax lines for the pay period you enter. See below for what appears on the stub.
2026 Indiana income tax rates
Indiana levies a flat income tax of 2.95% on all taxable income, regardless of how much you earn.
Local & payroll taxes: Most Indiana counties levy an additional local income tax, generally between 0.5% and 3.0%. Local income tax isn't calculated — add it as a post-tax deduction.
2026 rates, single-filer schedule — the same tax tables our generator uses. Confirm against the Indiana revenue department before filing; your withholding shifts with filing status, deductions, and credits.
What's included in your Indiana pay stub
Federal income tax
Federal withholding is calculated from the gross pay, pay frequency, filing status, and deduction details you enter.
Indiana state income tax
flat state income tax handling for Indiana, based on the supported current bracket or rate schedule.
FICA taxes
Social Security and Medicare are shown as separate lines. 1099 contractor stubs show gross pay with no tax withheld.
Deductions & year-to-date
Show health insurance, retirement, and other deduction lines, plus YTD totals derived from the pay-period inputs.
Sample Indiana paycheck on a $60,000 salary
Single filer, bi-weekly pay (26 paychecks/year), no W-4 adjustments. Numbers come from the same calculator that generates your stub — see the pay-stub creator to plug in your own figures.
| Line | Per paycheck |
|---|---|
| Gross pay | $2,307.69 |
| Federal income tax | −$193.08 |
| Indiana state income tax | −$68.08 |
| Social Security (6.2%) | −$143.08 |
| Medicare (1.45%) | −$33.46 |
| Net pay (take-home) | $1,869.99 |
Annualized, that's about $48,620 in take-home pay on a $60,000 salary — with roughly $1,770 going to Indiana state income tax over the year. Numbers assume the 2026 IRS withholding tables and Indiana's flat rate schedule (top rate 2.95%); your actual withholding will shift with filing status, W-4 adjustments, pre-tax deductions, and YTD wages.
Where a Indiana stub fits
Loan applications
Use a current pay-period summary alongside bank statements, employer records, tax returns, or invoices so the reviewer can reconcile the numbers.
Mortgage approval
A mortgage file usually relies on tax returns, bank statements, credit, and debts. A stub can organize the recent income piece.
Rental applications
Property managers may ask for recent income periods. Use consecutive stubs that match deposits or payroll records.
Self-employment & freelance
Freelancers & self-employed individuals in Indiana can summarize invoice, platform, deposit, or business records in a payroll-style layout.
Create a Indiana pay stub preview
Generate the watermarked preview first. Pay $2.49 for the clean PDF only when the state tax line, deductions, YTD totals, and net pay match your records.
Create your pay stubYear-end forms
When the year closes, the same figures feed a Indiana employee's W-2 or a contractor's 1099-NEC. Preview is free; the clean PDF is $4.99 per form, or included with a subscription.
Indiana pay stub FAQs
- Does Indiana have a state income tax?
- Yes. Indiana applies a flat 2.95% state income tax to taxable income, in addition to federal income tax and FICA.
- What taxes are withheld on a Indiana pay stub?
- A Indiana pay stub itemizes federal income tax, Social Security (6.2%), and Medicare (1.45%), plus Indiana state income tax. Year-to-date totals for each line are included.
- What is the take-home pay on a $60,000 salary in Indiana?
- A single filer earning $60,000 in Indiana takes home about $48,620 per year after federal tax, FICA, and state income tax — roughly $1,869.99 per bi-weekly paycheck. Your actual figure varies with filing status, deductions, and W-4 elections.
- Can I use a Indiana pay stub as proof of income?
- A Indiana pay stub can support an apartment, loan, or mortgage file when it reflects real earnings and matches the records behind it. Reviewers may still ask for bank statements, tax returns, employer records, invoices, or other source documents.
Generating pay stubs in a nearby state?
Tax rules vary from one state to the next. Pick the right calculator for the state where the work was performed.