Self-Employed Pay Stubs for Mortgage Applications
Mortgage Income Documentation
Self-employed mortgage files are judged against tax returns, bank statements, profit and loss records, debts, and consistency over time. A pay-stub-style summary can organize the current income view, but it needs to match the records behind it.
Create Your Pay StubDesigned for Self-Employed Borrowers
Underwriting-friendly layout
Show pay period, gross income, estimated tax lines, deductions, YTD totals, and net income in a format an underwriter can scan.
Tax-aware estimates
Estimate federal, state, Social Security, Medicare, and self-employment tax treatment from the income details you enter.
Multiple Pay Periods
Generate consecutive summaries when the lender asks for recent periods, and keep them consistent with bank deposits and books.
Mortgage Scenarios for the Self-Employed
First Home Purchase
Organize recent business income for pre-approval while keeping tax returns and bank statements as the source of truth.
Refinancing
Create current-period summaries when a refinance file needs refreshed income documentation.
Investment Properties
Summarize self-employment income for a financing packet that may also include rental projections, reserves, and returns.
Home Equity Loans
Provide a current income view for HELOC or home equity loan reviews that ask for recent supporting documents.
Create a Current-Income Summary
Preview the full stub first. Buy the clean PDF only when it matches your mortgage packet.
Preview a Stub