North Carolina pay stub generator
Create a North Carolina pay-stub PDF with flat state income tax handling, federal withholding, FICA, deductions, YTD totals, and net pay. The stub should match the income records behind it.
Create your pay stubNorth Carolina tax overview
Tax structure
North Carolina has a flat 3.99% state income tax rate applied to all income levels.
Top tax rate
3.99%
Maximum state income tax rate for North Carolina residents.
Important notes
The calculator applies the supported North Carolina tax lines for the pay period you enter. See below for what appears on the stub.
2026 North Carolina income tax rates
North Carolina levies a flat income tax of 3.99% on all taxable income, regardless of how much you earn, after a withholding standard deduction of $12,750.
2026 rates, single-filer schedule — the same tax tables our generator uses. Confirm against the North Carolina revenue department before filing; your withholding shifts with filing status, deductions, and credits.
What's included in your North Carolina pay stub
Federal income tax
Federal withholding is calculated from the gross pay, pay frequency, filing status, and deduction details you enter.
North Carolina state income tax
flat state income tax handling for North Carolina, based on the supported current bracket or rate schedule.
FICA taxes
Social Security and Medicare are shown as separate lines. 1099 contractor stubs show gross pay with no tax withheld.
Deductions & year-to-date
Show health insurance, retirement, and other deduction lines, plus YTD totals derived from the pay-period inputs.
Sample North Carolina paycheck on a $60,000 salary
Single filer, bi-weekly pay (26 paychecks/year), no W-4 adjustments. Numbers come from the same calculator that generates your stub — see the pay-stub creator to plug in your own figures.
| Line | Per paycheck |
|---|---|
| Gross pay | $2,307.69 |
| Federal income tax | −$193.08 |
| North Carolina state income tax | −$72.51 |
| Social Security (6.2%) | −$143.08 |
| Medicare (1.45%) | −$33.46 |
| Net pay (take-home) | $1,865.56 |
Annualized, that's about $48,505 in take-home pay on a $60,000 salary — with roughly $1,885 going to North Carolina state income tax over the year. Numbers assume the 2026 IRS withholding tables and North Carolina's flat rate schedule (top rate 3.99%); your actual withholding will shift with filing status, W-4 adjustments, pre-tax deductions, and YTD wages.
Where a North Carolina stub fits
Loan applications
Use a current pay-period summary alongside bank statements, employer records, tax returns, or invoices so the reviewer can reconcile the numbers.
Mortgage approval
A mortgage file usually relies on tax returns, bank statements, credit, and debts. A stub can organize the recent income piece.
Rental applications
Property managers may ask for recent income periods. Use consecutive stubs that match deposits or payroll records.
Self-employment & freelance
Freelancers & self-employed individuals in North Carolina can summarize invoice, platform, deposit, or business records in a payroll-style layout.
Create a North Carolina pay stub preview
Generate the watermarked preview first. Pay $2.49 for the clean PDF only when the state tax line, deductions, YTD totals, and net pay match your records.
Create your pay stubYear-end forms
When the year closes, the same figures feed a North Carolina employee's W-2 or a contractor's 1099-NEC. Preview is free; the clean PDF is $4.99 per form, or included with a subscription.
North Carolina pay stub FAQs
- Does North Carolina have a state income tax?
- Yes. North Carolina applies a flat 3.99% state income tax to taxable income, in addition to federal income tax and FICA.
- What taxes are withheld on a North Carolina pay stub?
- A North Carolina pay stub itemizes federal income tax, Social Security (6.2%), and Medicare (1.45%), plus North Carolina state income tax. Year-to-date totals for each line are included.
- Are employers required to provide a pay stub in North Carolina?
- North Carolina's Wage and Hour Act requires employers to notify employees of their pay rates and paydays, and to furnish an itemised statement of deductions made from each paycheck. The state allows an unusually wide choice of pay cadence, so bi-weekly, semi-monthly and monthly stubs are all common there.
- What is the take-home pay on a $60,000 salary in North Carolina?
- A single filer earning $60,000 in North Carolina takes home about $48,505 per year after federal tax, FICA, and state income tax — roughly $1,865.56 per bi-weekly paycheck. Your actual figure varies with filing status, deductions, and W-4 elections.
- Can I use a North Carolina pay stub as proof of income?
- A North Carolina pay stub can support an apartment, loan, or mortgage file when it reflects real earnings and matches the records behind it. Reviewers may still ask for bank statements, tax returns, employer records, invoices, or other source documents.
North Carolina pay stub requirements
Employers must provide access to pay information
How often wages must be paid
Pay periods may be daily, weekly, bi-weekly, semi-monthly or monthly.
Sources
- North Carolina Department of Labor — Wage and Hour Act
- U.S. Department of Labor — State payday requirements
Summarized from the sources above for general information. Wage statement law changes — verify against the primary source before relying on it. This is not legal advice.
Generating pay stubs in a nearby state?
Tax rules vary from one state to the next. Pick the right calculator for the state where the work was performed.