Iowa Pay Stub Generator
Create a Iowa pay-stub PDF with flat state income tax handling, federal withholding, FICA, deductions, YTD totals, and net pay. The stub should match the income records behind it.
Create Your Iowa Pay StubIowa Tax Overview
Tax Structure
Iowa has a flat 3.8% state income tax rate applied to all income levels. The state allows various deductions.
Top Tax Rate
3.8%
Maximum state income tax rate for Iowa residents.
Important Notes
The calculator applies the supported Iowa tax lines for the pay period you enter. See below for what appears on the stub.
2026 Iowa Income Tax Rates
Iowa levies a flat income tax of 3.8% on all taxable income, regardless of how much you earn, after a state standard deduction of $16,100.
2026 rates, single-filer schedule — the same tax tables our generator uses. Confirm against the Iowa revenue department before filing; your withholding shifts with filing status, deductions, and credits.
What's Included in Your Iowa Pay Stub
Federal Income Tax
Federal withholding is calculated from the gross pay, pay frequency, filing status, and deduction details you enter.
Iowa State Income Tax
flat state income tax handling for Iowa, based on the supported current bracket or rate schedule.
FICA Taxes
Social Security and Medicare are shown as separate lines, with self-employment treatment available for 1099-style income.
Deductions & Year-to-Date
Show health insurance, retirement, and other deduction lines, plus YTD totals derived from the pay-period inputs.
Sample Iowa Paycheck on a $60,000 Salary
Single filer, bi-weekly pay (26 paychecks/year), no W-4 adjustments. Numbers come from the same calculator that generates your stub — see the pay-stub creator to plug in your own figures.
| Line | Per Paycheck |
|---|---|
| Gross pay | $2,307.69 |
| Federal income tax | −$193.08 |
| Iowa state income tax | −$64.16 |
| Social Security (6.2%) | −$143.08 |
| Medicare (1.45%) | −$33.46 |
| Net pay (take-home) | $1,873.91 |
Annualised, that's about $48,722 in take-home pay on a $60,000 salary — with roughly $1,668 going to Iowa state income tax over the year. Numbers assume the 2026 IRS withholding tables and Iowa's flat rate schedule (top rate 3.8%); your actual withholding will shift with filing status, W-4 adjustments, pre-tax deductions, and YTD wages.
Where a Iowa Stub Fits
Loan Applications
Use a current pay-period summary alongside bank statements, employer records, tax returns, or invoices so the reviewer can reconcile the numbers.
Mortgage Approval
A mortgage file usually relies on tax returns, bank statements, credit, and debts. A stub can organize the recent income piece.
Rental Applications
Property managers may ask for recent income periods. Use consecutive stubs that match deposits or payroll records.
Self-Employment & Freelance
Freelancers & self-employed individuals in Iowa can summarize invoice, platform, deposit, or business records in a payroll-style layout.
Create a Iowa Pay Stub Preview
Generate the watermarked preview first. Pay $2.49 for the clean PDF only when the state tax line, deductions, YTD totals, and net pay match your records.
Create PreviewIowa Pay Stub FAQs
- Does Iowa have a state income tax?
- Yes. Iowa applies a flat 3.8% state income tax to taxable income, in addition to federal income tax and FICA.
- What taxes are withheld on a Iowa pay stub?
- A Iowa pay stub itemises federal income tax, Social Security (6.2%), and Medicare (1.45%), plus Iowa state income tax. Year-to-date totals for each line are included.
- What is the take-home pay on a $60,000 salary in Iowa?
- A single filer earning $60,000 in Iowa takes home about $48,722 per year after federal tax, FICA, and state income tax — roughly $1,873.91 per bi-weekly paycheck. Your actual figure varies with filing status, deductions, and W-4 elections.
- Can I use a Iowa pay stub as proof of income?
- A Iowa pay stub can support an apartment, loan, or mortgage file when it reflects real earnings and matches the records behind it. Reviewers may still ask for bank statements, tax returns, employer records, invoices, or other source documents.
Generating Pay Stubs in a Nearby State?
Tax rules vary from one state to the next. Pick the right calculator for the state where the work was performed.