Ontario Paycheque Calculator
Work out what an employee in Ontario takes home after federal and provincial income tax, CPP and EI, using 2026 rates. Ontario has a progressive provincial income tax with rates from 5.05% to 13.16%, plus the Ontario Health Premium and surtaxes on higher incomes.
Ontario Paycheque Calculator
Estimate an employee's take-home pay after federal and provincial tax, CPP and EI.
RRSP contributions. CPP and EI are still charged on full gross.
Take-home pay in Ontario by salary
Paid bi-weekly, basic personal amount only, no additional deductions. Calculated with the same engine that produces a Paystub Pilot pay stub.
| Annual salary | Bi-weekly take-home | Annual take-home | Effective rate |
|---|---|---|---|
| $30,000 | $980.08 | $25,482 | 15.1% |
| $40,000 | $1,262.05 | $32,813 | 18.0% |
| $50,000 | $1,544.04 | $40,145 | 19.7% |
| $60,000 | $1,820.75 | $47,340 | 21.1% |
| $70,000 | $2,068.70 | $53,786 | 23.2% |
| $80,000 | $2,319.33 | $60,303 | 24.6% |
| $90,000 | $2,584.50 | $67,197 | 25.3% |
| $100,000 | $2,854.07 | $74,206 | 25.8% |
| $120,000 | $3,359.33 | $87,343 | 27.2% |
| $150,000 | $4,012.30 | $104,320 | 30.5% |
| $200,000 | $5,049.16 | $131,278 | 34.4% |
Ontario paycheque questions
- How much is $60,000 after taxes in Ontario?
- An employee earning $60,000 in Ontario takes home about $47,340 per year — roughly $1,820.75 per bi-weekly paycheque — after federal tax, Ontario provincial tax, CPP and EI. That is an effective rate of 21.1%.
- What is the Ontario provincial tax rate?
- Ontario has a progressive provincial income tax with rates from 5.05% to 13.16%, plus the Ontario Health Premium and surtaxes on higher incomes. The top Ontario bracket is 13.16%, charged on top of federal tax.
- What are CPP and EI on a paycheque?
- CPP is the Canada Pension Plan contribution and EI is the Employment Insurance premium. Both come off every paycheque until the employee reaches the annual maximums, then stop for the rest of the year; the employer matches CPP and pays 1.4 times the EI premium on top. This calculator models a full year from January, so it shows a typical cheque rather than a post-maximum one.
- Why would a real paycheque differ from this estimate?
- This calculator applies the basic personal amount and standard federal and provincial rates. Actual deductions depend on the employee's TD1 claims, union dues, pension contributions, and any benefits deducted at source.
Paying an employee in Ontario?
The generator produces an itemised pay stub PDF with CRA-aligned CPP, EI and provincial lines, using these same calculations.